Lloyd & Whyte

Staff absence can cause major financial strain on a dental practice. So, if you or a member of your practice becomes incapacitated, how would the business continue to cope with its ongoing financial commitments?

BDA Plus Practice Absence Insurance is exclusive for practices with a BDA member as a principal or partner. It offers financial support when you need it most. Unlike Income Protection, which compensates for a loss of personal earnings, Practice Absence Insurance provides financial assistance with the day to-day expenses of the business should you, your partners or staff become unable to work.

Typical expenses may include:

The costs of employing a Locum Dentist	Salaries and wages
Overtime / Extended surgery hours	Equipment rental
Utility bills (electricity, water etc.)	Rent / Loan payments

Following a claim the weekly benefit can be used to cover the cost of any practice overheads and the benefits can continue for up to 52 weeks.

Cover for sickness and accident

Weekly benefit ranging from £400 to £2,500 per week

Low cost – from only £4 per week

Benefit payable for up to 52 weeks

14 or 28 day deferred period - Other options available upon request

Optional lump sum benefit for death or permanent incapacity

Optional 10 interest free monthly instalments

To view the keyfacts, premiums and application form, please click here

Enquiry Form


	*Independent Financial Advice is available through Lloyd & Whyte (Financial Services) Ltd, which is regulated by the Financial Services Authority. Not all products and services are regulated by the FSA.
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