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Locum Cover Policy Information
To obtain your monthly premium simply select the benefit you require and cross reference with your chosen deferred period.
Practice Absence Insurance also has an optional lump sum feature that can provide your practice with a tax-free lump sum benefit of up to £150,000 in the event of accidental death or permanent incapacity where an insured person is unable to return to their usual or similar occupation (for which they are qualified and suitably experienced) after a 12 month period.
Practice absence weekly benefit
| Benefit per week |
Benefit period |
Deferred period |
Annual
Cost* |
| £400.00 |
52 weeks |
13-weeks |
£130.00 |
| |
52 weeks |
28-days |
£192.00 |
| |
52 weeks |
14-days |
£330.00 |
| £800.00 |
52 weeks |
13-weeks |
£260.00 |
| |
52 weeks |
28-days |
£384.00 |
| |
52 weeks |
14-days |
£660.00 |
| £1,200.00 |
52 weeks |
13-weeks |
£390.00 |
| |
52 weeks |
28-days |
£576.00 |
| |
52 weeks |
14-days |
£990.00 |
| £1,600.00 |
52 weeks |
13-weeks |
£520.00 |
| |
52 weeks |
28-days |
£768.00 |
| |
52 weeks |
14-days |
£1,320.00 |
| £2,000.00 |
52 weeks |
13-weeks |
£650.00 |
| |
52 weeks |
28-days |
£960.00 |
| |
52 weeks |
14-days |
£1650.00 |
| £2,500.00 |
52 weeks |
13-weeks |
£812.50 |
| |
52 weeks |
28-days |
£1,200.00 |
| |
52 weeks |
14-days |
£2,062.50 |
Costs shown are per person. All costs are subject to change and include Insurance Premium Tax at 5%
Lump sum benefit
| Lump sum benefit |
Annual Cost |
| £40,000 |
£29.77 |
| £50,000 |
£37.21 |
| £60,000 |
£44.66 |
| £70,000 |
£52.09 |
| £80,000 |
£59.54 |
| £90,000 |
£66.98 |
| £100,000 |
£74.42 |
| £150,000 |
£111.64 |
Costs shown are per person. All costs are subject to change and include Insurance Premium Tax at 5%
To view the keyfacts, premiums and application form, please click here |
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