There’s a chill in the air – time to test your central heating

There is a chill in the air, a noticeable drop in temperature. The trees are beginning to drop their leaves on more blustery days and the spiders are relocating from the garden to the house. Autumn is here. Now is a great time to switch your heating on to check that it works before the…

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5 ways to waste your pension

Since April 2015, people have had total freedom over how they spend their pension pot… While pensions are still a great way to save for retirement, the options are now potentially limitless. While that means more opportunities, it also means a lot more risks. Getting it wrong at retirement will have an impact on the…

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Homeowners: are you at risk of being underinsured?

Underinsurance is a common issue in the insurance industry (ABI 2017). And it’s easy to underestimate the total value of your home’s contents. Many homeowners may not realise the effect underinsurance can have emotionally and financially. The emotional impact of losing your home is difficult enough without the burden of financial loss. In order to make sure…

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How medical elective insurance differs from normal travel insurance…

So you’ve worked out where you want to go, booked flights, sorted your funding, made sure your passport is in date and arranged all the other necessaries… but wait, you still need to arrange your insurance… Medical elective insurance. It’s a jungle out there. Before your adventure begins there are so many things to take…

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5 things you need to consider when arranging insurance for your practice

At Lloyd & Whyte, we’ve been helping medical professionals protect their practices for over 20 years – so you could say we know a thing or two about your needs. As the AOP’s appointed provider of insurance, we understand your situation and individual needs. This also means that when it comes to making a claim,…

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Travel insurance: the cost of falling ill abroad

Need travel insurance? Get a quote & buy online today:    Dentist?   Find out more    Vet?  Find out more    Chiropractor?  Find out more        Optometrist?  Find out more   Hygienist?  Find out more Alternatively, call 01823 250739 to speak to a member of our team.   Sources: Association of British Insurers – https://www.abi.org.uk/news/news-articles/2016/08/the-price-of-a-house-the-abi-reveals-the-cost-of-falling-ill-abroad/ – https://www.abi.org.uk/news/news-articles/2017/05/over-1300-travellers-a-day-helped-by-insurers-when-things-go-wrong-abroad/  

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Setting goals: why Financial Planning makes a difference

If you Google the words ‘setting goals’ you will receive about 263,000,000 results in under a second. There are pages and pages of information about how to set a goal, why we have goals, and the reason it is important to write these goals down. Writing it down Writing down goals is a form of…

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Summer maintenance – what should you look for?

Summer provides the perfect opportunity for most of those all-important checks on your heritage property. Been putting off necessary maintenance for a while? Well, despite Britain’s often disappointing summers, you can make the most of the good days and arrange for those jobs to be done. But what is it that you should be looking for?…

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Awards season is underway!

We are proud to announce we have been shortlisted for the British Insurance Awards 2017 in the category “Investing in the Profession.” The British Insurance Awards are the biggest and most hotly contested of the industry awards. Our next step will be presenting to the judging panel in London in May and then the winner…

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Sickness cover reimbursement for GPs

What is the change? From April 2017, NHS England are introducing revised cover as part of contract changes for GPs. Sickness cover reimbursement will no longer be a discretionary payment, but a practice entitlement. The practice will be able to claim up to £1734.18 per week, for cover being provided by locums or existing part-time salaried…

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