Is your practice underinsured?

Underinsurance is a common problem for businesses, as it’s hard to identify the right level of cover for each surgery or practice. Most policies tend to provide Employers Liability, Public Liability, Money and Business Interruption cover along with essential cover for Buildings and Contents. Buildings Cover When deciding on the building sum insured amount, it’s…

Read more

Looking after you & your thatched property this winter

Winter is coming. Russet leaves, having dropped from the trees, skitter and whirl around deserted streets, on chill winds. The sun sits low, flushing the land gold between long, spindly shadows… It’s an atmospheric time of year. It’s also time to start thinking about thatch fire safety, general property maintenance and festive insurance.  Perhaps not…

Read more

Looking after you & your listed property this winter

Storms ruffle copper plumage from slumbering trees, and gilded afternoons melt into the black swell of shortening days. The year is creeping to an end. Winter comes. It’s a moody, romantic time of year. It’s also the time to start thinking about maintenance for your listed home and festive insurance. Not the most spellbinding of subjects,…

Read more

Our opening hours over Christmas & New Year

If you need to contact us over the Christmas or New Year period, please take note of our opening hours below: Friday 22nd December: Open as usual Saturday 23rd December: Closed Sunday 24th December: Closed Monday 25th December: Closed Tuesday 26th December: Closed Wednesday 27th December – Friday 29th December: Open as usual Saturday 30th December: Closed Sunday 31st December:…

Read more

There’s a chill in the air – time to test your central heating

There is a chill in the air, a noticeable drop in temperature. The trees are beginning to drop their leaves on more blustery days and the spiders are relocating from the garden to the house. Autumn is here. Now is a great time to switch your heating on to check that it works before the…

Read more

5 ways to waste your pension

Since April 2015, people have had total freedom over how they spend their pension pot… While pensions are still a great way to save for retirement, the options are now potentially limitless. While that means more opportunities, it also means a lot more risks. Getting it wrong at retirement will have an impact on the…

Read more

Homeowners: are you at risk of being underinsured?

Underinsurance is a common issue in the insurance industry (ABI 2017). And it’s easy to underestimate the total value of your home’s contents. Many homeowners may not realise the effect underinsurance can have emotionally and financially. The emotional impact of losing your home is difficult enough without the burden of financial loss. In order to make sure…

Read more

How medical elective insurance differs from normal travel insurance…

So you’ve worked out where you want to go, booked flights, sorted your funding, made sure your passport is in date and arranged all the other necessaries… but wait, you still need to arrange your insurance… Medical elective insurance. It’s a jungle out there. Before your adventure begins there are so many things to take…

Read more

5 things you need to consider when arranging insurance for your practice

At Lloyd & Whyte, we’ve been helping medical professionals protect their practices for over 20 years – so you could say we know a thing or two about your needs. As the AOP’s appointed provider of insurance, we understand your situation and individual needs. This also means that when it comes to making a claim,…

Read more

Travel insurance: the cost of falling ill abroad

Need travel insurance? Get a quote & buy online today:    Dentist?   Find out more    Vet?  Find out more    Chiropractor?  Find out more        Optometrist?  Find out more   Hygienist?  Find out more Alternatively, call 01823 250739 to speak to a member of our team.   Sources: Association of British Insurers – https://www.abi.org.uk/news/news-articles/2016/08/the-price-of-a-house-the-abi-reveals-the-cost-of-falling-ill-abroad/ – https://www.abi.org.uk/news/news-articles/2017/05/over-1300-travellers-a-day-helped-by-insurers-when-things-go-wrong-abroad/  

Read more