Why your Home insurer won’t pay your claim

A few helpful points to avoid being told “No” Fairly or not, the public opinion of the insurance industry is not always positive. Most of this stems from the experience of making a claim. We’ve all read stories about or know of someone, who has had a battle or disappointing outcome when they’ve tried to…

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Transferring your dental payment plan: what do you need to know?

Why should you transfer your payment plan? When you set up your payment plan, your provider probably offered you a lot of support and guidance. They probably justified charging a high price because they threw in lots of extras you thought you’d need. But since you launched your plan you probably don’t hear a lot…

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Transferring your pet healthcare plan: what do you need to know?

Why should you transfer your pet plan? When you set up your pet healthcare plan, your provider probably offered you a lot of support and guidance. They probably justified charging a high price because they threw in lots of extras you thought you’d need. But since you launched your plan you probably don’t hear a…

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3 ways to more suitable home insurance

We’ve all heard the common saying “you get what you pay for” yet we can’t deny that price plays a part in why and where we buy something… Take home insurance for example, whether you rent or own a property, you care about what happens to the contents and often the building as well. So,…

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Protection news for BSDHT members

Income Protection has long been an essential protection policy for BSDHT members. As a mostly self-employed profession, it is important for you to be able to support yourself if you’re unable to work due to injury or illness. Changes to protection policies There have been some changes in recent months to the protection policies now…

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The British Insurance Awards – Winners!

We are proud to announce that we won the national insurance award for Investing in the Profession at the British Insurance Awards 2018, held at London’s Royal Albert Hall. The accolade was for investing in people and the development of professionalism. We employ more than 140 people and have an in-house Learning & Development Academy…

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Homeowners: are you at risk of being underinsured?

Underinsurance is a common issue in the insurance industry (ABI 2017). And it’s easy to underestimate the total value of your home’s contents. Many homeowners may not realise the effect underinsurance can have emotionally and financially. The emotional impact of losing your home is difficult enough without the burden of financial loss. In order to make sure…

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Stopcock: when was the last time you checked yours?

It is important that you know where the stopcock is and that you check it is working by regularly turning it on. What am I looking for? The average stopcock looks like a tap. In modern homes, it can usually be found under the kitchen sink. In older houses it can be found in a…

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Dividend Allowance Reduction from April 2018

In the Summer Budget 2015, the government announced that dividend taxation would be reformed from April 2016 by replacing the Dividend Tax Credit with a £5,000 dividend allowance, and increasing the rates of tax payable on dividends in excess of the new allowance by 7.5 percentage points in each band, to 7.5% for basic rate,…

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