A freelancer’s guide to managing money

Figures show that there are around 5 million self-employed people in Britain (15% of the labour force), having increased from 3.3 million in 2001.1 Freelancers make up around 41% of all self-employed workers, with the professional services sector leading the way in growth.2 Considering the uncertainty around income and ongoing expenses, managing money is a challenge…

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Caterham Insurance with Lloyd & Whyte: 5 key points

At Caterham Insurance services, we want to make sure that your pride and joy – the Caterham Seven, is kept protected. To help you out when you’re trying to find the right policy, here are five key points about the bespoke Caterham insurance policy we provide: 1. It provides cover for your passengers on social…

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Successful year following acquisition of Medical Money Management

We have successfully grown our business over the last year through the ambitious acquisition of Medical Money Management. Being committed to growth in the highly competitive healthcare insurance market, we were looking into acquisition opportunities. As we work closely with healthcare professionals including dentists, doctors and vets – this is where Medical Money Management (MMM)…

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The newest risk to GP practices

The newest risk to GP practices Recent Government research has revealed that 43% of businesses in the UK have reported breaches or attacks in the last 12 months; with only 27% having a formal policy covering cyber security risk (Cyber Security Breach Survey 2018). Living in a GDPR world with heightened sensitivity around the use…

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Autumn 2018 Budget Review

Click here to read the autumn budget review. Contents: Office for Budget Responsibility (OBR) forecasts Brexit Personal taxation, wages & pensions Enterprise & business Housing Closing comments Other key points If you’d like to speak to a member of our team, you can call us on 01823 250750.  

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Renewed partnership with the British Dental Association

We have won a major vote of confidence from the British Dental Association (BDA) following a business partnership of over 20 years. The BDA recently appointed us to continue providing a range of bespoke Insurance and Financial Services that bring added value to BDA memberships. BDA members access preferential rates, features and benefits on many…

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Protection news for BSDHT members

Income Protection has long been an essential protection policy for BSDHT members. As a mostly self-employed profession, it is important for you to be able to support yourself if you’re unable to work due to injury or illness. Changes to protection policies There have been some changes in recent months to the protection policies now…

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The British Insurance Awards – Winners!

We are proud to announce that we won the national insurance award for Investing in the Profession at the British Insurance Awards 2018, held at London’s Royal Albert Hall. The accolade was for investing in people and the development of professionalism. We employ more than 140 people and have an in-house Learning & Development Academy…

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Dividend Allowance Reduction from April 2018

In the Summer Budget 2015, the government announced that dividend taxation would be reformed from April 2016 by replacing the Dividend Tax Credit with a £5,000 dividend allowance, and increasing the rates of tax payable on dividends in excess of the new allowance by 7.5 percentage points in each band, to 7.5% for basic rate,…

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