As a self-employed barrister, if you become ill, will you get paid if you are not practicing? Being able to access specialists, therapists, and medical treatment as swiftly as possible will ensure you are on the road to recovery and able to return to practice and earning income as soon as possible. Taking out medical insurance specifically tailored to your requirements is a crucial part of ensuring your health, and consequently, your career and personal life can be taken care of.
Relying on NHS treatment
For a large number of people, relying on NHS treatment is not sufficient. According to the British Medical Association, as of January 2026, the ‘referral to treatment’ waiting list consisted of 6.13 million patients waiting for treatment, with approximately 2.79 million of those patients waiting for over 18 weeks. *
Private Medical Insurance through Lloyd & Whyte
At Lloyd & Whyte, we provide a bespoke Private Medical Insurance broking service to give you advice and recommendation from across a multitude of providers. This puts you at the heart of our advice to ensure you get the best possible cover at the best possible price for individuals, families and companies. The Private Medical Insurance we can provide offers a wide range of benefits, including:
- Quicker referrals, consultations, and treatment.
- Access to pharmaceutical drugs and medications which might not be available through the NHS; for example, cancer treatment.
- Many insurers offer digital GP appointments which can provide quicker referrals and support.
- Many providers give you the option to choose your surgeon.
- Some providers offer direct access to physiotherapy and mental health professionals.

In proud partnership – The Bar Council and Lloyd & Whyte
Lloyd & Whyte is proud to be able to offer Private Medical Insurance to Bar Council members. We understand and work with many of the UK’s leading Associations including the British Medical Association, British Dental Association, and British Veterinary Association, which means we understand the requirements and pressures for those working in a professional world.
What’s more, we are owned by a charity, meaning all our available profits are given to good causes.
To find out more, please visit: lloydwhyte.com/commercial-insurance/pmi/insurance-solutions-for-members-of-the-bar-council/
Why choose Lloyd & Whyte?
Using an intermediary (broker) lets you benefit from expert, unbiased advice, and access to more insurers. With Lloyd & Whyte’s expertise and experience, you can take advantage of:
- Free no obligation review
- Expert market knowledge
- Multi panel access – not tied to a specific insurer
- Annual policy and pricing review
- Ongoing admin processing and support
- Claims information and help
In addition to individual Private Medical Insurance, we can arrange company health insurance, Medical Cash Plans, Employee Assistance Programmes, and Health & Wellbeing online portals.
What sets Lloyd & Whyte apart from other health insurance brokers?
Proudly part of the Benefact Group
If you already have Private Medical Insurance in place, you will no doubt be aware of the peace of mind this type of coverage provides. But we conduct our business a little differently from other brokers.
We are proudly part of the Benefact Group, a family of international financial services companies who are united by one shared mission – to give all available profits to charities and good causes. Since 2014, the Benefact Group has given £250 million to charities in the UK and overseas, making them the 3rd largest corporate donor for over a decade. **
When you purchase insurance through us, you are part of giving back without spending anything more than the price of your policy.
For smart, simple, and affordable Private Medical Insurance, book a free consultation today.