What protection does Practice Insurance provide for optometrists?

James Pearce, Head of Commercial Development at Lloyd & Whyte explains that optometrists often enquire as to what Practice Insurance actually entails, what it covers and how much does it cost.
“This is a topic that we get asked about a lot, particularly at 100% Optical. Many practice owners are unclear as to what it covers and why it is important to get a bespoke policy, specifically tailored to the healthcare sector”.
The Practice Insurance we can offer is tuned to the needs of your profession, being specifically designed for optometrists. It covers a number of elements, including:
In terms of what you can expect to pay, premiums will vary on a variety of different rating factors and be tailored to each individual client, so everyone pays a commensurate amount to their own circumstances.
Factors such as buildings and contents values, business turnover, geography and claims experience are all rating factors that will be taken into account to provide an accurate premium for each client.
Booking a complimentary appointment with an adviser at Lloyd & Whyte will allow us to review your requirements, in order to provide appropriate advice on your insurance needs.
Lloyd & Whyte is the AOP’s partner for insurance services. We have over 20 years of experience advising healthcare professionals in areas of insurance protection. The insurance that Lloyd & Whyte provides is bespoke, and focused on your profession. It is fully chartered, a status awarded to organisations able to prove a sincere commitment to professionalism and service.
Lloyd & Whyte Ltd is registered in England No. 03686765. Registered Office: Affinity House, Bindon Road, Taunton, Somerset, TA2 6AA.