It’s arranged by qualified insurance professionals, fully backed by an insurer with clear policy wording (not a discretionary fund), authorised and regulated by the FCA, and supported by the Financial Ombudsman Service (FOS) and the Financial Services Compensation Scheme (FSCS).
Professional Indemnity Insurance
Professional Indemnity Insurance protects your business against claims of negligence, errors, or omissions in the professional services you provide. Choosing the right cover is vital. Not all policies are equal, and the differences matter when a claim arises.
- Specialist professional indemnity designed to protect you throughout your career — not all cover is the same.
- Broad protection and defence support, including patient claims (injury / failure to diagnose / advertising allegations) and GCC defence with consistent claims assistance.
- Broker-led, fully insured and regulated: FCA authorised, backed by FOS/FSCS
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Benefits at a glance...
- Allegations of injuring a patient
- Allegations of libel, slander, trademark breaches and false advertising
- Allegations of not diagnosing conditions, such as cancer
- GCC Defence – Regardless of “prospects of success”
- Ability to have consistent claims assistance for claims involving both the patient and the GCC.
- Ability to extend the policy to include Entities (ltd companies), at low cost.
- Qualified insurance professionals to help you
- Fully backed by an insurer, with a clear policy wording, rather than a limited discretionary fund to pay claims
- Authorised & Regulated by the FCA – for both patient claims and GCC Defence
- Supported by the Financial Ombudsman Service (FOS) and the Financial Services Compensation Scheme (FSCS)
Why choose a specialist insurance broker?
Understanding the difference between Lloyd & Whyte and other insurance options
The Lloyd & Whyte difference
While comparison sites focus on price alone, we provide personalised service with expert advice tailored to your specific needs. We're with you every step of the way—from finding the right coverage to supporting you through claims.
- Expert advisers who understand complex insurance needs
- Access to multiple insurers to find the best coverage options
- Personalised service with dedicated account managers
- Claims advocacy when you need support most
- Specialist knowledge in healthcare and high-value insurance
| Features | Comparison Sites | Direct Insurers | Lloyd & Whyte |
|---|---|---|---|
| Competitive pricing | Yes | Yes | Yes |
| Independent & impartial advice | No | No | Yes |
| Specialist expertise & advice | No | Limited | Yes |
| Tailored policy recommendations | No | Limited | Yes |
| Personal account manager | No | No | Yes |
| Claims advocacy & support | No | Limited | Yes |
| Healthcare sector specialists | No | No | Yes |
Frequently Asked Questions
It can cover allegations of injuring a patient, not diagnosing conditions (including cancer), and allegations such as libel, slander, trademark breaches, and false advertising.
Yes — it includes GCC defence (regardless of “prospects of success”) and provides consistent claims assistance for matters involving both the patient and the GCC.
Client feedback
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We're proud to support clients across a wide range of specialist insurance needs. These stories show how our advisers, claims advocates, and specialists provide support when it matters most.
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