Travel insurance

Travel insurance for BMA members

New statistics from ABI (2018) show that medical expenses account for 52% of travel insurance claim costs, yet 1 in 5 people don’t arrange cover (ABI 2015).

Using our online tool, you can choose to increase or decrease elements of the policy quickly and easily. The policy is provided by well-known and award winning insurer, AXA Insurance plc.

Cover includes;

  • Choose between an Annual or Single trip policy
  • Emergency Medical expenses: choose from £5m up to £15m per person
  • Personal belongings: choose from £750 up to £3,000 per person
  • Cancellation or curtailment: choose from £1,500 up to £7,500 per person
  • Missed or delayed departure
  • Optional cover available for sports, activities and cruises


For significant benefits and exclusions, read the Insurance Product Information Documents:

For Premier Plus policies:


Pre-existing medical conditions

ABI (2013) figures show that medical expenses and cancellations constitute to almost 89% of travel insurance claims. If you have a medical condition, depending on the nature, you may still be able to get cover through this facility. However, if you have any issues, then please contact us on 01823 250580, as we do have alternative solutions.

Elective travel insurance

As the appointed insurance broker for BMA members, we’re able to arrange insurance to protect you during your medical elective. We will arrange cover to fit the location and activities throughout this element of your studies.

You can get an instant quote for this here. Alternatively, you can call our specialist team on 01823 250580.


You will not be covered if you book a trip or travel to a country or area against the advice of the Foreign Commonwealth Office or any other equivalent regulatory body.

Cover for cancellation costs and travel disruption due to COVID-19 and other catastrophes is not included if you are travelling to a destination against advice from the FCO or any other equivalent government body.

If you have booked a package holiday (a combination of least two different types of travel services e.g. transport and accommodation), you may have some form of Financial Protection under The Package Travel and Linked Travel Arrangements Regulations 2018. Please refer to the ABTA website for more information


Lloyd & Whyte ONE

Find out how we can help you simplify your life by helping you with your other personal insurance policies through our Lloyd & Whyte ONE service:

Claim telephone numbers

If you need to make a claim on your travel insurance policy, please contact AXA Insurance plc on the following numbers;

  • +44 (0)2920 474145 Emergency Assistance Services
  • +44 (0)345 850 5193 Non-Emergency Assistance Service


Please note that we are not offering advice or making a recommendation in respect of the AXA Travel Insurance Policy. You will therefore need to ensure that the policy is right for you by reading the summary of cover and policy wording before you proceed.

If you haven’t received your policy documents, make sure to check your email spam filters.


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