As a thatch or listed homeowner, you’re often unknowingly exposed to risks, which is why getting the best insurance is so important. Our thatch and listed property advice centre offers a suite of useful information to help you make informed decisions about protecting your thatch or listed home.
Download your free guides today! We’ve developed two free guides about thatch insurance and listed buildings insurance. Packed full of useful information and top tips, our guides cover a range of topics to be aware of when arranging insurance for your thatched or listed home.
Thatch property electrical report guide
Download your free guide today! Electrical reports have increasingly become a standard requirement of many thatch home insurers over the last decade or so. As a result fires caused by electrical faults have been significantly reduced.
We recommend that you read this guide and pass a copy on to your appointed and approved electrician.
Being aware of the terms required by our insurer may save you time, inconvenience and cost at a later stage.Get my electrical report guide ›
Read our guides and you’ll be able to:
✓ Better understand the main elements of insurance and how you can arrange your policy more effectively
✓ Answer questions and criteria asked by insurers when arranging thatch or listed insurance
✓ Identify safety measures you can take to protect your thatched or listed home
✓ Arrange an insurance policy that best fits your property
You can use our guides to check areas of cover on your current policy or as a reference tool when comparing policies from different providers.
Please note: we have listed the external websites below for information purposes only. We do not control or endorse any of these sites and are not responsible for their content.
If your thatched or listed home is underinsured, this could cause you to receive less than you expect in the event of a claim. Read our guide to underinsurance to learn more.
If you’re in any doubt as to the accuracy of your building sum insured then we recommend you review this.
The Building Cost Information Service (BCIS) have put together an online calculator that can help you assess your current building sum insured. The facility is indicative only, and may not take specialist features or construction types into account, but is designed to help you identify where underinsurance may exist.
To ensure you’re accurately calculating your sums insured, we recommend that you seek a formal rebuild valuation from a professional source such as the Royal Institution of Chartered Surveyors (RICS).
It’s easy to underestimate the total value of your home’s contents. Our thatch and listed home contents calculators will help you estimate the value of your possessions within your own property.
We’ve put together a list of websites which offer tips and advice on looking after and protecting your thatched or listed home. We’ve also included links to advisers or contractors who are able to carry out any necessary work, so you can satisfy the requirements of insurers.
General thatch & listed building advice
Listed buildings advice
British Listed Buildings supplies an online database of buildings and structures that are listed as being of special architectural and historic interest. Historic England provides practical advice on maintaining, repairing and making changes to your listed home.
For general advice about thatched property maintenance, thatching materials and more, visit the Thatch Advice Centre website.
Maintenance, safety & security advice
For information on bells only and monitored alarms that are SSAIB registered, visit the SSAIB website.
For advice on electrical safety, visit the Thatch Advice Centre page on electrical safety.
Search the NICEIC registered contractors database to find an approved contractor.
For information about locks and to find a locksmith, visit the Master Locksmiths Association.
To find a registered Master Thatcher, visit the National Society of Master Thatchers.
Visit the Thatch Advice Centre for information about choosing a good Master Thatcher.
Visit the Royal Institution of Chartered Surveyors to find a surveyor and arrange a rebuild valuation to help you calculate your sum insured.
The Building Costs Information Service online calculator can also help you identify where underinsurance may exist.