Is your retirement income robust enough to keep you afloat?
“There is nothing permanent except change.” – Heraclitus.
Your retirement can be exactly how you’d like it to be. Perhaps it’s sailing round the world or indulging in your favourite pastimes (the ones you didn’t have time for when you worked), spending time with family and friends, or pottering in the garden?
Do you have plans for helping your children buy a home, supporting their business, or putting your grandchildren through school or university?
Either way, your hard-earned income and savings need to work for you. That’s where our Independent Financial Advisers (IFAs) come in.
Artificial Intelligence (AI) in finance is a useful tool when it enhances rather than replaces human interaction, however AI can never replace the understanding and empathy a client receives when talking to a human.
Our IFAs use tools that explore options and solutions which automated software alone would not have provided. They think ‘outside the box’ (or ‘bot’).
They keep a watchful eye on your investments and develop a strategy for you to have the best chance at growing your finances. They’re available to provide specialist advice when you need it most – like now.
Our Independent Financial Advisers are – independent – which means they’re unbiased and don’t have an affiliation or vested interest in a specific product or plan. They have your best interests as their focus.
You might think retirement is a long way off but if you want it to be as you envisaged it will pay off to organise your pensions and financial plans sooner rather than later.
Think about this…
Do you wonder…
Our holistic approach to financial planning means we can formulate a financial plan – for you. As an individual. A plan that addresses your goals and aspirations.
There has been a deluge of information in the news and online about the causes of economic challenges we currently face. Actual solutions seem harder to find.
Trawling through the internet or getting direction from family and friends can often be confusing. That’s why we recommend you review your financial plan on a regular basis with a qualified IFA.
Financial planning incorporates this and more…
Lloyd & Whyte (Financial Services) Ltd are authorised and regulated by the Financial Conduct Authority. Registered in England No. 02092560. Registered Office: Affinity House, Bindon Road, Taunton, Somerset, TA2 6AA. Calls may be recorded for use in quality management, training and customer support. It is important to take professional advice before making any decision relating to your personal finances. Information within this article is based on our current understanding of taxation and can be subject to change in future. It does not provide individual tailored investment advice and is for guidance only. We cannot assume legal liability for any errors or omissions it might contain.