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Boat Insurance
“The art of the sailor is to leave nothing to chance.” – Annie Van De Wiele, Belgian navigator and pioneer in yachting sailing
- Specialist boat cover for UK inland/coastal waters and the Mediterranean
- Comprehensive protection (e.g., loss/damage, agreed value, recovery, liability up to £5m)
- Optional extras like racing cover, water toys/watersports, and marine legal expenses
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Premium Boat Cover for UK & Mediterranean Waters
Whether you enjoy the action-packed adventure of a speedboat, the serenity of a sailing boat, or the luxury of a cruiser, we can help ensure your vessel and pocket are properly protected.
Lloyd & Whyte Private Client sources high quality insurance with cover available for UK inland or coastal waters and the Mediterranean.

What does Boat Insurance cover?
We provide policies that include:
- Loss or damage, including accidental damage
- Agreed value
- Tenders automatically covered, including whilst used independently of the vessel
- Costs of recovery
- Legal liability up to £5 million
- Rescue and evacuation
- Personal accident and medical expenses
- Excess waiver for damage whilst moored on a marina berth
Optional covers available:
- Racing (sailing vessels)
- Liability for towing of water toys
- Water skiing and wakeboarding
- Marine legal expenses
The policies we offer provide protection for:
- Motorboat Insurance
- Small craft insurance
- Sailing yacht insurance
- Luxury yacht insurance
- Narrowboats, river cruisers & barges insurance
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