Premium Boat Cover for UK & Mediterranean Waters

Whether you enjoy the action-packed adventure of a speedboat, the serenity of a sailing boat, or the luxury of a cruiser, we can help ensure your vessel and pocket are properly protected.

Lloyd & Whyte Private Client sources high quality insurance with cover available for UK inland or coastal waters and the Mediterranean.

What does Boat Insurance cover?

We provide policies that include:

  • Loss or damage, including accidental damage
  • Agreed value
  • Tenders automatically covered, including whilst used independently of the vessel
  • Costs of recovery
  • Legal liability up to £5 million
  • Rescue and evacuation
  • Personal accident and medical expenses
  • Excess waiver for damage whilst moored on a marina berth

Optional covers available:

  • Racing (sailing vessels)
  • Liability for towing of water toys
  • Water skiing and wakeboarding
  • Marine legal expenses

The policies we offer provide protection for:

  • Motorboat Insurance
  • Small craft insurance
  • Sailing yacht insurance
  • Luxury yacht insurance
  • Narrowboats, river cruisers & barges insurance

Client feedback

Don't take our word for it, see what our clients say

We're proud to support clients across a wide range of specialist insurance needs. These stories show how our advisers, claims advocates, and specialists provide support when it matters most.

TRUSTPILOT TEST
5-star feedback

"Lloyd & Whyte truly understood the unique requirements of our listed property and secured us the right policy. The process was remarkably smooth and efficient."

Sarah B.

Listed property owner

5-star feedback

"When we had a major claim, Lloyd & Whyte were there every step of the way. They advocated for us and made the entire process straightforward. Exceptional service when it mattered most."

Michael J.

Business owner

5-star feedback

"Transferring our dental practice insurance to Lloyd & Whyte was seamless. Their healthcare specialists truly understand our industry and provided expert guidance tailored to our specific needs."

Dr. Patel

Dental practice owner