Why homeowners choose Lloyd & Whyte

Specialist property desk

Direct access to advisers who understand non-standard construction and high-value risks.

Enhanced cover options

Alternative accommodation, trace & access, high-value contents, and extended accidental damage.

Bespoke rebuild valuations

Accurate rebuild cost assessments that reflect materials, heritage features, and regional labour costs.

Protect Your Holiday Home

Get tailored Holiday Home Insurance designed around your property, how it is used and the risks that come with owning a second home.

How can we help?

From practical advice to support when making a claim, our experts help holiday home owners like you through the whole process of protecting your property, so you can spend more time doing what matters to you.

If you’d rather speak to a qualified person than a machine, you’re in the right place.

Prefer to speak to an adviser? Call: 01823 250739 

Why choose a specialist insurance broker?

Understanding the difference between Lloyd & Whyte and other insurance options

The Lloyd & Whyte difference

While comparison sites focus on price alone, we provide personalised service with expert advice tailored to your specific needs. We're with you every step of the way—from finding the right coverage to supporting you through claims.

  • Expert advisers who understand complex insurance needs
  • Access to multiple insurers to find the best coverage options
  • Personalised service with dedicated account managers
  • Claims advocacy when you need support most
  • Specialist knowledge in healthcare and high-value insurance
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Comparison between Lloyd & Whyte, comparison sites, and direct insurers
FeaturesComparison SitesDirect InsurersLloyd & Whyte
Competitive pricingYesYesYes
Independent & impartial adviceNoNoYes
Specialist expertise & adviceNoLimitedYes
Tailored policy recommendationsNoLimitedYes
Personal account managerNoNoYes
Claims advocacy & supportNoLimitedYes
Healthcare sector specialistsNoNoYes

Cover options

Tailored protection for every type of home

We blend policies across our specialist property panel to create cover that reflects how your home is built, furnished, and lived in.

Family homes & modern living
High-value & character homes
Listed & non-standard properties

Client feedback

Don't take our word for it, see what our clients say

We're proud to support clients across a wide range of specialist insurance needs. These stories show how our advisers, claims advocates, and specialists provide support when it matters most.

TRUSTPILOT TEST
5-star feedback

"Lloyd & Whyte truly understood the unique requirements of our listed property and secured us the right policy. The process was remarkably smooth and efficient."

Sarah B.

Listed property owner

5-star feedback

"When we had a major claim, Lloyd & Whyte were there every step of the way. They advocated for us and made the entire process straightforward. Exceptional service when it mattered most."

Michael J.

Business owner

5-star feedback

"Transferring our dental practice insurance to Lloyd & Whyte was seamless. Their healthcare specialists truly understand our industry and provided expert guidance tailored to our specific needs."

Dr. Patel

Dental practice owner

Advice Zone

Explore our Advice Zone which offers a suite of useful information to help you make informed decisions.

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Quote Zone

Here you will find all the quote and policy comparison tools you need to help protect you, your home and practice.

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Claims Assistant

Need to make a claim? Read our claims tips and find the contact details you need.

Make Claim