"Lloyd & Whyte truly understood the unique requirements of our listed property and secured us the right policy. The process was remarkably smooth and efficient."
Residential Property Owners Insurance
All your residential properties – one insurance policy…
If you own a second home or are a residential landlord, you need Residential Property Owners Insurance. This policy is designed to protect a property which is not your main residence.
We can cover up to twenty properties under one policy. So you don’t have to deal with different renewal dates, premiums and policy documents for each site.
- Cover for up to twenty properties under one policy
- Specialist cover for residential landlords and second homeowners
- UK-based claims advocacy from first call to settlement
Free Quote Request
Under 60 seconds
Why homeowners choose Lloyd & Whyte
Specialist property desk
Direct access to advisers who understand insuring multi-site property portfolios.
Enhanced cover options
Choose what protection you want for which property, reflecting your investment and differing risk profiles.
Bespoke rebuild valuations
Accurate rebuild cost assessments to guard against underinsurance, protecting your investment.
What does Residential Property Owners Insurance cover?
- Buildings & contents
- Accidental Damage and Subsidence as standard
- Property Owners Liability
- Loss of rent receivable
- Temporary unoccupancy
- Legal expenses
Want to know more? You’re welcome to call us on 01823 250700.
Why choose a specialist insurance broker?
Understanding the difference between Lloyd & Whyte and other insurance options
The Lloyd & Whyte difference
While comparison sites focus on price alone, we provide personalised service with expert advice tailored to your specific needs. We're with you every step of the way—from finding the right coverage to supporting you through claims.
- Expert advisers who understand complex insurance needs
- Access to multiple insurers to find the best coverage options
- Personalised service with dedicated account managers
- Claims advocacy when you need support most
- Specialist knowledge in healthcare and high-value insurance
| Features | Comparison Sites | Direct Insurers | Lloyd & Whyte |
|---|---|---|---|
| Competitive pricing | Yes | Yes | Yes |
| Independent & impartial advice | No | No | Yes |
| Specialist expertise & advice | No | Limited | Yes |
| Tailored policy recommendations | No | Limited | Yes |
| Personal account manager | No | No | Yes |
| Claims advocacy & support | No | Limited | Yes |
| Healthcare sector specialists | No | No | Yes |
Client feedback
Don't take our word for it, see what our clients say
We're proud to support clients across a wide range of specialist insurance needs. These stories show how our advisers, claims advocates, and specialists provide support when it matters most.
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