Kit Car & Replica Car insurance

Whether you’re building your own Kit or buying a factory built or pre-owned vehicle, owning a Kit or Replica car is a labour of love.

Key benefits

  • Specialist Kit Car & Replica Car insurance policy
  • Developed specifically for Kit Car & Replica Car owners
  • Fully comprehensive insurance cover for road use
  • Underwritten by a leading, award-winning UK insurer
  • Personal accident cover – protects you even when you’re in another car
  • Optional track day cover – low rates for up to five track days a year
  • Build-up cover available
  • Laid up cover available
  • Chartered Insurance Broker
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It’s possibly a vehicle you’ve aspired to have since childhood or one you instantly fell for, either way it’s a source of great pleasure, with unique character, both in looks and handling. However, such is the individual nature of these vehicles; most insurers aren’t able to cover them.

We’re good at a lot of things, but we’re great at providing insurance for ‘niche’ requirements and having worked with renowned manufacturer Caterham for so many years, we’ve found a love for niche cars. That’s why we’ve developed our own bespoke insurance scheme for owners of Kit and Replica vehicles. Comprehensive and specialist, yet simple and affordable, we can provide a solution for your specific circumstances.

What vehicles do we cover?

As well as a wide range of Kit and Replica cars, we are also able to provide cover for a number of factory built UK sports cars from specialist manufactures. The manufacturers we currently cater for are:

  • Aero
  • Darrian
  • Daytona
  • Gardner Douglas
  • Ginetta
  • Pilgrim
  • Robin Hood
  • Tiger
  • Crendon
  • Dax
  • Eagle
  • Gilbern
  • Merlin
  • Pembleton
  • Severn Classics
  • Westfield
  • Zenos

Other specialist motor insurance products/services

In addition to insurance for Kit and Replica cars, we also provide:

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Kitcar & Replica Track Day Cover

As an optional part of our Kit Car & Replica Car insurance policy, our track day cover can provide the protection you need while you’re enjoying the adrenaline fuelled experience of driving your Kit Car or Replica Car on a circuit in the UK.

 

What’s included in Kit Car & Replica Car track day cover?

  • Includes five track days including two European days
  • No races/sprints but covers all major tracks in the UK
  • Cheaper than getting separate track day insurance
  • Covers up to the maximum vehicle value

 

 

Kit Car & Replica Car track day cover is optional and includes both track days and parade laps. You’ll get a total of five track days, with two days for European tracks. All major tracks in the UK are included.

This cover offers value for money, as it works out cheaper than getting separate track day insurance each time. Plus, the maximum vehicle value is covered, giving you added peace of mind.

Kit Car & Replica Car personal accident and medical cover

 

Personal accident & medical expenses

Our Kit Car & Replica Car insurance policy covers personal accidents as well as the cost of medical expenses following an accident. Any medical treatment which is required following injury is covered by a maximum of £100 for each person in your vehicle.

The cover also includes up to a £5,000 pay out within three months of the accident date if any accidents that involve you, your spouse or civil partner, result in death, loss of one of both arms (above the wrist) or legs (above the ankle), or loss of sight.

Payment is limited to a maximum of £5,000 under this section in any one year regardless of number of injuries and claims.

Our Kit Car & Replica Car policy also covers:

Loss or damage

  • Accidental damage
  • Malicious damage & vandalism
  • Fire
  • Theft
  • Glass cover – if your windscreen or side & rear windows are damaged following accidental or malicious damage.