Being without all your members of staff can cause more than headaches; it can affect your livelihood.
Our locum insurance for optometrists provides your practice with financial support, paying an agreed weekly amount if you or a member of your team is unable to work due to injury or illness.
Locum insurance for optometrists
- Pays out when you or any other insured team member is off sick
- Use the benefit to hire a locum, pay overheads or any way you want
- You choose how much you receive and which members of staff are covered
- No need to prove expenses
Traditional locum insurance policies offer reimbursement costs associated with absent staff; but you have to prove it. And when often only 80% of the total cost is paid out, you may not receive all you expect.
With our locum insurance for optometrists, you know exactly how much you will receive and you don’t need to prove your expenses. So you can use the payment as you see fit.
Read our Locum Insurance Policy Overview for more information about how the policy works and the benefits and exclusions.
What’s the difference between locum insurance and income protection?
It’s easy to get locum insurance and income protection confused. Both policies provide financial support during illness or injury but there’s one key difference between the two.
Locum insurance – pays the benefit to the practice owner, so this policy can help with the cost of employing a locum to cover the sick or injured person’s absence.
Income protection – provides financial support to the individual who is unable to work.
Request a quote now or call us on 01823 250760 today.