"Lloyd & Whyte truly understood the unique requirements of our listed property and secured us the right policy. The process was remarkably smooth and efficient."
Home insurance that protects how you really live
Your home is likely to be one of the most expensive things you will ever own, your belongings some of the most precious. That’s why choosing the right broker matters as much as choosing the right policy.
- Dedicated home & property insurance desk
- Specialist cover for listed, non-standard & high-value homes
- UK-based claims advocacy from first call to settlement
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Why homeowners choose Lloyd & Whyte
Specialist property desk
Direct access to advisers who understand non-standard construction and high-value risks.
Enhanced cover options
Alternative accommodation, trace & access, high-value contents, and extended accidental damage.
Bespoke rebuild valuations
Accurate rebuild cost assessments that reflect materials, heritage features, and regional labour costs.
How can we help?
Finding home insurance should be easier than it is. Comparison websites might show you the cheapest rates, but they won’t help you get the cover you need or be there when you need to make a claim.
If you’d rather speak to a qualified person than a machine, you’re in the right place. We cover High Value & Listed Building Homes also.
Why choose a specialist insurance broker?
Understanding the difference between Lloyd & Whyte and other insurance options
The Lloyd & Whyte difference
While comparison sites focus on price alone, we provide personalised service with expert advice tailored to your specific needs. We're with you every step of the way—from finding the right coverage to supporting you through claims.
- Expert advisers who understand complex insurance needs
- Access to multiple insurers to find the best coverage options
- Personalised service with dedicated account managers
- Claims advocacy when you need support most
- Specialist knowledge in healthcare and high-value insurance
| Features | Comparison Sites | Direct Insurers | Lloyd & Whyte |
|---|---|---|---|
| Competitive pricing | Yes | Yes | Yes |
| Independent & impartial advice | No | No | Yes |
| Specialist expertise & advice | No | Limited | Yes |
| Tailored policy recommendations | No | Limited | Yes |
| Personal account manager | No | No | Yes |
| Claims advocacy & support | No | Limited | Yes |
| Healthcare sector specialists | No | No | Yes |
Cover options
Tailored protection for every type of home
We blend policies across our specialist property panel to create cover that reflects how your home is built, furnished, and lived in.
Family homes & modern living
Children or pets, open plan indoors or outdoor entertaining - different lifestyles pose different risks. Protect your home & belongings no matter who you share it with.
High-value & character homes
When your home is your castle, it matters how you look after it. Whether you own antique furniture or have unique features, we can help find the right protection.
Listed & non-standard properties
Owning a piece of history or leaving a legacy for the future, owning a non-standard home requires finding non-standard home insurance. Get advice you can trust for ultimate peace of mind.
Client feedback
Don't take our word for it, see what our clients say
We're proud to support clients across a wide range of specialist insurance needs. These stories show how our advisers, claims advocates, and specialists provide support when it matters most.
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Over 80 years protecting what matters most. Independent, impartial advice from UK-based experts.
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