Veterinary locum insurance

Have you considered how your practice would cope without you, or another member of staff?

Whether longer opening hours are required, a locum is employed or appointments are postponed, absent staff put financial strain on the practice.

Veterinary locum insurance provides a vet practice with financial support if you or a member of your team is unable to work due to injury or illness.

Locum Insurance for vets

  • More flexible than a traditional locum insurance policy
  • Weekly benefits from £100 to £2,500, chosen by you
  • No need to prove expenses, know exactly what you will receive
  • Not medically underwritten
  • Use claim payments as you see fit

Traditional locum insurance policies offer reimbursement for certain costs associated with absent staff.

Locum insurance is different. You select a weekly benefit when arranging the policy and that’s exactly what you receive when you make a claim. You don’t have to prove your expenses, and you can use the money however you see fit.

The policy will even include pre-existing conditions, subject to policy terms. For more information, please see full policy wording.

Read our Veterinary Locum Insurance Policy Overview for more information about the benefits and exclusions.

What’s the difference between locum insurance and income protection?

It’s easy to get locum insurance and income protection confused. Both policies provide financial support during illness or injury but there’s one key difference between the two.

Locum insurance – pays the benefit to the practice owner, so this policy can help with the cost of employing a locum to cover the sick or injured person’s absence.

Income protection – provides financial support to the individual who is unable to work.

If you’re a practice owner, it’s worth considering both policies to ensure both you and your practice are covered.

Request a quote now or call us on 01823 250760 today.


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