Premium motor insurance for extraordinary cars

Getting from A to B is one thing. Driving a high-performance car is another. If you own a luxury vehicle, it will be a personal passion and possibly an investment too. When you take pride in your car however, an off-the-shelf, standard policy probably won’t have the flexibility or level of protection your car deserves.
As a high net worth specialist insurer we offer tailored motor insurance for a wide range of luxury cars. Whether you drive a prestige, performance, or classic car, you can be confident that you’re covered at the appropriate level.
Bespoke motor insurance offers tailored protection that standard policies simply cannot match. You can choose your own repair centre, including a main dealer, or we can offer access to specialist repair networks and genuine parts.
The cover we provide can also include agreed value policies meaning you are paid a pre-agreed amount in the event of a total loss; removing uncertainty and any ‘grey area’ when it comes to agreeing on exactly what you will receive should you need to make a claim.
Further enhanced benefits include comprehensive European cover including breakdown cover, the option to insure all household vehicles under a single policy, and a like-for-like courtesy vehicle.
With the correct insurance you can drive with peace of mind, safe in the knowledge that your car is protected at a high level. When the cost of repairing luxury cars can reach dizzying heights, you need insurance that won’t let you down. Take for example the most expensive car insurance claim ever made. Rowan Atkinson (aka Mr Bean) smashed up his rare McLaren F1 by accidentally driving into an area of water on a road. The car, which had increased in value from £640,000 to an estimated value of £3.5 million, was so badly damaged that the insurer had to pay £910,000 to cover repairs.1
To benefit from our insurance services, you don’t necessarily have to own a Rolls Royce Droptail or a Bugatti La Voiture Noir (both valued respectively at £23 million and £10.4 million).2 If you own a luxury car worth £100,000 or over, we can help you insure it. We can take care of the whole process from start to finish, from sourcing the right policy for you to guiding you through the claims process.
We offer bespoke cover for a wide range of luxury vehicles, including (but not limited to):
What truly distinguishes us from other brokers is our unwavering commitment to discretion, meticulous attention to detail, and a genuinely personalised service.
We don’t merely provide policies; we cultivate long-term relationships built on trust, expertise, and exceptional knowledge.
If you would like to discuss an existing policy that you already have with us, please get in touch using the details below:
Call: 01823 250594
Email: privateclient@lloydwhyte.com
For new motor insurance enquiries, email: miles.brown@lloydwhyte.com