What happens when you are sick and cannot work?

Did you know that 75%¹ of families insure their possessions but not themselves?

Numerous celebrities and sportspeople have insured parts of their bodies, crucial for their successful careers. The infamous Rolling Stones guitarist Keith Richards insured his hands for £1.1 million² and Ben Turpin, the American silent film actor and comedian from the early 20^th century insured his eyes for just over £21,500³!

For the stars mentioned above, their physical body is a large part of their fame and fortune. Similarly, if you are a healthcare professional, you are your ticket to your security, a successful career, financial growth and a fulfilling life. It therefore makes sense to insure yourself for all eventualities.

We can advise you on the following Financial Protection:

• Income Protection – pays up to 65% of your work income; ensuring you can meet your financial commitments, while you recover.
• Life Insurance – to take care of your family and loved ones when you are no longer around.
• Critical Illness Cover – to provide you with a tax free lump sum for conditions such as cancer, heart attack and stroke, to name but a few.

Some important factors you need to consider are:

1. Which options meet your needs?
2. How much cover do you need?
3. How long do you need it for?

You might not be sure as to which policy you need, which is where our Independent Financial Advisers can help. To find out more and establish the costs of each type of protection please visit:

Income Protection.

What matters to you, matters to us

1. https://www.youtube.com/watch?v=PA5K5FMFL_Q&t=36s
2. https://www.lovemoney.com/gallerylist/85575/the-rich-and-famous-who-insured-their-body-parts-for-a-fortune
3. https://walkoffame.com/ben-turpin/

Lloyd & Whyte (Financial Services) Ltd are authorised and regulated by the Financial Conduct Authority. Registered in England No. 02092560.  Registered Office: Affinity House, Bindon Road, Taunton, Somerset, TA2 6AA. It is important to take professional advice before making any decision relating to your personal finances. Information within this article is based on our current understanding of taxation and can be subject to change in future. It does not provide individual tailored investment advice and is for guidance only.  We cannot assume legal liability for any errors or omissions it might contain.