What if I become ill and need urgent medical attention?

What would happen if you needed medical treatment or an operation – quickly? Could you rely on the NHS as you could in the past?

The NHS is struggling.

The pandemic has placed our healthcare system (already under strain due to Brexit and staff shortages) under considerable pressure.

• The 377,689 patients waiting over one year for treatment is over 365 times higher than the number of people waiting for over one-year, pre-Covid in July 2019¹.
• The number of people who need medical treatment but haven’t yet seen their GP or have had referrals and treatments cancelled due to Covid-19 (known as the ‘hidden backlog’) is growing. Working through the backlog of patients will take years.
• The government has pledged around £9 billion to tackle the backlog and increase elective care (such as cancer treatment, surgery, tests and scans) by 2024/25², however they acknowledge that waiting lists will increase before they stabilise. Even if improvements are made, can you risk waiting years for them to take effect?

Private Healthcare Insurance

Lloyd & Whyte Private Medical Insurance can help remove the stress from getting the medical attention you need.

We offer high quality medical insurance (known as Private Medical Insurance or ‘PMI’) which is designed to take care of your health – on your terms.

PMI offers the following benefits:

• Faster treatment with shorter waiting times
• Your choice of the level of treatment and aftercare
• Your choice of surgeon and hospital (which fits in with your timing and location)
• Access to medications and treatments which might not be available through the NHS
• Option of a second opinion with a consultant, following a referral by your GP
• Quick access to physiotherapy, bypassing long NHS wait times

We also offer Private Medical Insurance (PMI), Cash Plan and Employee Assistance Programmes (EAP’s) for Group/Company schemes. This allows you to provide benefit for your employees, so you can be confident that they are well taken care of and have access to fast and effective treatment. Group/Company PMI plans can start with just one employee.

What matters to you, matters to us

1. https://www.bma.org.uk/advice-and-support/nhs-delivery-and-workforce/pressures/nhs-backlog-data-analysis#:~:text=a%20record%20of%20over%206.84,pre%2Dpandemic%20in%20July%202019
2. https://www.gov.uk/government/publications/build-back-better-our-plan-for-health-and-social-care/build-back-better-our-plan-for-health-and-social-care

Health & Wellbeing is a trading name of the Medical Insurance Advisory Bureau Ltd which is authorised and regulated by the Financial Conduct Authority.  Registered in England No: 7217140.  Registered Office: Affinity House, Bindon Road, Taunton, Somerset TA2 6AA. The Medical Insurance Advisory Bureau Ltd is part of the Lloyd & Whyte Group Ltd who are Registered in England No: 01143899.  Registered Office: Affinity House, Bindon Road, Taunton, Somerset TA2 6AA.  Lloyd & Whyte Group Ltd do not undertake regulated activities.