High Value Car Insurance
Finding high value car insurance isn’t about doing an online search.
When you’re looking to insure your prestige car, it can be complicated to navigate hundreds of online deals and offers.
Traditional policies often won’t provide the right protection, such as limiting you to their network repairer or requiring you to pay the deficit if you want to use a specialist.
With our Private Client car insurance service, we’re with you, every step of the way. We take you through every aspect of insuring your car, from sourcing a tailored policy to support with the claims and renewal processes.
We offer bespoke cover for a wide range of luxury and prestige vehicles, including:
We can also provide tailored solutions for high value vintage, classic and collectable vehicles. From a Model-T to a Nissan Skyline and more, we’re here to help.
Stress-Free High Value Car Insurance
Our Private Client service takes the hassle out of insuring prestige and high-performance cars. With expert advice and access to top insurers, we secure tailored coverage at competitive premiums. Your dedicated adviser handles everything – from sourcing the correct level of insurance to claims support and renewals. We continuously monitor the market to ensure you always have the right cover.
Benefits available can include:
✔ New car replacement (up to 36 months) or agreed value settlements
✔ Choice of repair centre, including main dealers
✔ Single policy for multiple vehicles
✔ Comprehensive cover for any driver over 30
✔ EU/UK breakdown cover & up to 6 months driving in Europe
Excess Protection Insurance
High value cars come with high excess costs—often 1%* of the car’s value. Our Excess Protection Insurance reimburses your excess after a claim, with cover up to £3,000 per vehicle at competitive rates.
Purchase Price Protection (GAP) Insurance
It’s widely accepted that the value of most vehicles will depreciate over time. The specialist cover afforded by a high value motor insurance product will give greater protection than a more traditional policy, but even where this is on an ‘Agreed Value’ basis this value will still reduce year on year for most cars. If your car is stolen or written off, the payment you receive will most likely be less than what you paid for it.
Purchase Price Protection or GAP insurance is intended to bridge the gap between your insurance settlement and the invoice price you paid for your car, protecting you from this naturally occurring depreciation (please note – policies are subject to maximum benefit limits) and potentially allowing you to buy a much newer (or brand new) version of the same vehicle.
Cover can be purchased both for brand new and pre-owned vehicles, with periods of between 1 and 5 years available.
Call or email us for further information.
