Critical illness cover for vets

What is critical illness cover?

If you’re diagnosed with a serious medical condition, critical illness cover for vets can help alleviate the pressure of ongoing financial commitments.

It is often added to a life insurance policy and can be used as you wish, however people tend to use it to settle commitments such as paying off your mortgage or as a trust fund for dependants.

Read our life insurance guide for vets to learn more.

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With our online quote comparison tool, you can now apply for life insurance together with critical illness cover online.

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More about critical illness cover

Total & Permanent Disability

As part of critical illness there is also an extension to the product known as Total and Permanent Disability, which provides cover in the event of you losing a limb, digit or eye for example. Insurers will consider claims in this instance dependent upon the type of occupation cover you have selected.

Own Occupation 

As a vet specialist, we consider policies which offer cover on an ‘Own’ occupation basis, as it means you would be paid benefits if you were unable to continue to work in your current role regardless of whether you could work in another capacity. Policies written on an “Any” or “Suited” occupation basis will not payout in this instance, as it may be deemed you can work in another capacity i.e. stacking shelves.

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